Most people don’t plan for a new roof – but it’s one of the most important parts of your home. Financing helps you take care of it now, without putting your goals or your budget at risk.
Once you’ve reviewed and approved the scope of work and price, your Roofing Advisor will guide you through a quick digital credit application - right from the comfort of your home. It takes about five minutes.
In most cases, approval happens in under two minutes. Once you’re approved, we’ll review your loan terms together, finalize the documents, and move forward with scheduling your project.
We complete the project with the same care and craftsmanship you expect from Baltic Roofing. After you’re 100% satisfied, we notify the lender that your project is complete.
You’ll start making monthly payments about 30 days after the project wraps up. There are no prepayment penalties - so if you want to pay it off early, you’re free to do so at any time.
We understand - you’ve got enough on your plate. That’s why we make this process simple. During your in-home consultation, we’ll take a close look at your project, walk you through the details, and help you find a payment plan that works for you. Let's get started today.
We understand that replacing your roof is a significant investment, and it’s natural to have questions. Here are the most frequently asked questions about financing your roofing project.
While home equity loans may offer lower interest rates, they necessitate extensive paperwork, an appraisal, and a time-consuming approval process, and may not be accessible to new homeowners who have yet to build up sufficient equity in their homes. Credit cards, on the other hand, may have higher interest rates but are convenient and quick to use. However, the extended duration of credit card payments can significantly escalate the overall cost after accounting for interest.
Home improvement financing, in contrast, typically boasts interest rates that fall in the middle range and offers fast and simple application processes, as well as long-term repayment options.
Interest rates and payment terms are as unpredictable as a box of chocolates and vary based on several confounding factors such as the financing program, loan amount, credit score, and debt to income ratio. At Baltic Roofing we’ve got the expertise to offer a thorough consultation and tailor each project to fit your specific needs and budget. Our expert roofing solutionists are ready to navigate the labyrinthine and unpredictable world of roofing project financing for you!
We have the power to finance up to a whopping $100,000 for your project. The maximum loan amount is subject to unpredictable factors, such as your credit score, debt to income ratio, and a host of other mind-boggling variables. At Baltic Roofing we are here to guide you through it all with our expert advice and support.
At Baltic Roofing, we join forces with an array of local and national lending institutions to ensure the acquisition of home improvement loans for our valued clients. Our lending partners, many of whom are renowned household names, excel in loan initiation and maintenance within the realm of home renovation. Through our close collaboration with these third-party lending partners, Baltic Roofing guarantees that they comprehend the personalized financing necessities of our customers for their projects with us.